ILLINOIS INSURANCE PRE-LICENSING PROGRAM

TERMS AND CONDITIONS OF USE

Please read these following terms and conditions of use carefully before registering and purchasing.  By registering and purchasing the training course offered by the Illinois Insurance Pre-Licensing Program (hereinafter referred to as the “Program”), you are agreeing to be bound by the following terms and conditions:

PROGRAM MATERIALS

Copyright

The materials provided to you through the Program are protected by copyright laws. These materials may not be copied, duplicated, or distributed, in whole or in part, unless express written permission has been granted by the owners of the copyright. 

The materials provided to you are, without exception, to be used for your own personal use and benefit.  Unauthorized resale or distribution of the Program materials is prohibited, and any violation may result in legal action against both the purchaser and third parties involved in the unauthorized conduct. 

Shared use of any Program materials is strictly prohibited.  All registered and purchased content available provided in connection with the Program is nontransferable.

The Program materials are either wholly-owned by the Program or its contractors.

Access and Modification or Amendment

You agree that the Program does not guarantee that access to the course and/or materials will meet your needs or be free from interruption or error.  Additionally, in order to meet the Program’s training objectives, the Program reserves the right to modify or amend the content of its course materials at any time.  The Program will periodically update, add, or remove content for the purpose of exam preparation based upon changes in the industry or Illinois law or when the Program considers certain content to be unnecessary. 

Once the Program’s course material is updated or removed, the replaced material is no longer accessible. 

Pre-Test Score

The Program will provide you with your pre-test score.  This score is meant to aid with preparation for the Illinois Insurance Licensing Exam.  This score is not intended to be a prediction of your actual exam score.  This score is only intended to be a device to test your knowledge in preparing for the exam, and your practice scores may be influenced by items beyond the control of the Program. 

Indemnification

You agree to indemnify and hold the Program and its respective subsidiaries, officers, board members, directors, employees, agents, licensors, contractors, representatives, or any third-party information providers harmless from any and all claims, settlements, judgments, losses, expenses, damages, and costs, including attorney fees, resulting from any violation of these terms and conditions or related to your use of the Program materials not caused by the Program. 

Pre-Licensing Materials

On your first day of class you will be supplied a workbook and other Program materials.  Access to interactive quizzes and flash cards will be given after the classroom portion of the course is completed and instructors verify you have completed all required classroom hours. 

The Program does not guarantee that materials and interactive tools are free from error.  However, care has been taken to ensure that the information provided is accurate at the time of printing the materials. 

Presentations given during each Program are intended to provide you with relevant examples and to highlight specific items.  Instructors are accessible during question and answer sessions and in the period following course completion. 

COURSES

Class Attendance/Rescheduling/Cancellation

Program classes begin and end promptly at the stated dates and times.  The State of Illinois mandates the amount of time spent in the classroom, and the Program will rigorously enforce those requirements. 

Late arrivals, extended breaks, or early departures could result in your being denied the pre‑license completion certificate required by the State of Illinois. 

A $50 fee will be required for all courses that are rescheduled due to late arrivals, extended breaks, early departure, or cancelled without one week’s notice. 

During any Program course, and at the instructor’s discretion, if your conduct is disruptive or inappropriate, the instructor may ask you to leave and cancel your course without a refund. 

The Program’s policy is to offer your choice of either a full refund for the cost of the class or placement in a different class date in the event of a class cancellation by the Program due to circumstances beyond the Program’s control (i.e., emergency conditions, severe weather, unavailability of the classroom, etc.).  When a decision is made to cancel a class, you will be notified as soon as possible.  If you fail to attend any class which is held as scheduled, you will not be entitled to a refund.  However, the Program will allow a transfer to a different class date and location. 

Testing Time Frame

You must take the license exam within one (1) year of the attended pre-licensing class date.  If you do not sit for exam within this time frame, the pre-licensing class must be purchased and taken again. 

If you fail to pass the State license exam within said one (1) year period, you may repeat the class one (1) time at no additional charge by providing proof of test failure.  Proof must be provided within ninety (90) days of the class date, and you are required to schedule the repeat class in advance.  Notwithstanding the foregoing, to be eligible for your free class repeat it must be completed prior to the one (1) year anniversary of your first class attendance. 

WEBSITE

Agreement between User and the Program

The Program’s website is offered to you conditioned on your acceptance, without modification, of the terms, conditions, and notices contained herein.  Your use of the Program’s website constitutes your agreement to all such terms, conditions, and notices. 

Modification of these Terms of Use

The Program reserves the right to change the terms, conditions, and notices under which the Program’s website is offered, including, but not limited to, fees associated with the use of the Program. 

Links to Third-Party Sites

The Program’s website may contain links to other websites (“Linked Sites”).  The Linked Sites are not under the control of the Program, and the Program is not responsible for the content of any Linked Site, including, without limitation, any link contained in a Linked Site or any changes or updates to a Linked Site.  The Program is not responsible for webcasting or any other form of transmission received from any Linked Site.  The Program is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by the Program of the Linked Site or any association with the Linked Site’s operators. 

Copyright

The Program and/or its contractors are the owners of the copyright to all contents of and on the Program’s website, which are nontransferable. 

Modification and Amendment

The Program reserves the right to modify or amend the content of the Program’s website at any time.  The Program does not guarantee that access to the Program website will be free from interruption or error.

Indemnity

You agree to indemnify and hold the Program and its respective subsidiaries, officers, board members, directors, employees, agents, licensors, contractors, representatives, or any third-party information providers harmless from any and all claims, settlements, judgments, losses, expenses, damages, and costs, including attorney fees, resulting from any violation of these terms and conditions or related to your use of the Program website not caused by the Program. 

GENERAL TERMS AND CONDITIONS

APPLICABLE TO

PROGRAM MATERIALS/COURSES/WEBSITE

Liability Disclaimer

The information, software, products, and services included in or available through the Program’s website or course materials may include inaccuracies or typographical errors.  Changes are periodically made to the information therein.  The Program and/or its contractors may make improvements and/or changes to the Program’s website at any time.  Advice received through the Program should not be relied upon for personal, legal, or financial decisions, and you should consult an appropriate professional for specific advice tailored to your situation. 

The Program and/or its contractors make no representations about the suitability, reliability, availability, timeliness, and accuracy of the information, software, products, services, and related graphics contained on the Program’s website for any purpose.  To the maximum extent permitted by applicable law, all such information, software, products, services, and related graphics are provided “as is” without warranty or condition of any kind.  The Program and/or its contractors hereby disclaim all warranties and conditions regarding this information, software, products, services, and related graphics, including all implied warranties or conditions of merchantability, fitness for a particular purpose, title, and noninfringement. 

To the maximum extent permitted by applicable law, in no event shall the Program and/or its contractors be liable for any direct, indirect, punitive, incidental, special, consequential damages, or any damages whatsoever, including, without limitation, damages for loss of use, data, or profits, arising out of or in any way connected with the use or performance of the Program’s website, with the delay or inability to use the Program’s website, or related services, the provision of or failure to provide services, or for any information, software, products, services, and related graphics obtained through the Program’s website, whether based on contract, tort, negligence, strict liability, or otherwise, even if the Program or any of its contractors has been advised of the possibility of damages.  If you are dissatisfied with any portion of the Program’s website, course materials, or any of these terms of use, your sole and exclusive remedy is to discontinue using the Program.

Trademarks

The names of actual companies and products mentioned in the Program may be the trademarks of their respective owners. 

Companies, organizations, products, people, and events depicted in examples in any Program materials, including the Program’s website, are fictitious.  No association with any real company, organization, product, person, or event is intended or should be inferred. 

Any rights not expressly granted herein are reserved. 

Nondiscrimination Policy

The Program does not and shall not discriminate on the basis of race, color, religion (creed), gender, gender expression, age, national origin (ancestry), disability, marital status, sexual orientation, or military status, in any of its activities or operations. 

Any correspondence regarding the terms and conditions, or any other matter, should be addressed to:

Illinois Insurance Pre-Licensing Program

4360 Wabash Avenue

Springfield, IL  62711

info@ILPreLicensing.com

PLEASE NOTE:  All terms and conditions are subject to change without notice.

Please review periodically.

Current version date August 5, 2019.